New Delhi, India

1 - 2 years | Salary : ₹ 18500 - ₹ 25500

4 months ago | 4196 | 359 Applied

Job Description

A Relationship Manager at a bank is responsible for developing and maintaining strong relationships with individual and business clients. They serve as the primary point of contact for clients, helping them with their financial needs and promoting various banking products and services.

1. Client Relationship Management:

? ?- Build and maintain long-term relationships with clients.

? ?- Understand clients' financial goals and needs.

? ?- Act as a trusted advisor and provide personalized financial solutions.

2. Portfolio Management:

? ?- Manage a portfolio of clients and their accounts.

? ?- Monitor account activity, balances, and financial transactions.

? ?- Identify opportunities for cross-selling banking products and services.

3. Financial Analysis:

? ?- Analyze clients' financial situations to offer tailored solutions.

? ?- Assess creditworthiness and risk associated with lending or investment opportunities.

? ?- Prepare financial reports and proposals for clients.

4. Sales and Product Promotion:

? ?- Promote and sell a range of banking products and services, such as loans, investment options, insurance, and credit cards.

? ?- Stay up-to-date on the bank's products and educate clients on their benefits.

5. Networking and Business Development:

? ?- Actively seek new clients through referrals and networking.

? ?- Attend industry events and seminars to expand the client base.

? ?- Collaborate with other bank departments to generate leads.

6. Compliance and Documentation:

? ?- Ensure all client accounts and transactions comply with banking regulations.

? ?- Maintain accurate records of client interactions and transactions.

7. Client Education:

? ?- Educate clients about financial planning, risk management, and investment strategies.

? ?- Provide information on market trends and economic developments.

Qualifications:

-? bachelor's degree in finance, business, or a related field (Master's degree or relevant certifications may be preferred).

- Previous experience in banking, financial services, or relationship management is often required.

- Strong communication, interpersonal, and negotiation skills.

- Knowledge of banking products and financial markets.

- Ability to analyze financial data and assess risk.

- Sales and customer-oriented mindset.

Responsibilities

[Be specific when describing each of the responsibilities. Use gender-neutral, inclusive language.]

Example: Determine and develop user requirements for systems in production, to ensure maximum usability

More Info

Job Type/Timing

Full-time

Industry Type

Banking and Finance

👤 Roles

Bank

Education

B.Com